PCOS in Women of Color: Its true impact

In the United States and the United Kingdom, polycystic ovary syndrome (PCOS) affects 1 in 10 women. This condition disproportionately affects Women of Color. To find out more, Medical News Today spoke with three Women of Color living with this condition to learn how the disorder has affected their health. We also sought the opinions of two medical experts.

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How does PCOS affect Women of Color? We investigate. Image credit: Jasmin Merdan/Getty Images

Existing research indicates that PCOS, which is an endocrine system disorder, affects approximately 8–13{cfdf3f5372635aeb15fd3e2aecc7cb5d7150695e02bd72e0a44f1581164ad809} of women of reproductive age worldwide.

PCOS can cause the ovaries to become covered with small cysts or fluid-filled sacs, sometimes leading to symptoms such as irregular periods, weight gain, and acne.

The variability in symptoms and how they present in different people means that up to 75{cfdf3f5372635aeb15fd3e2aecc7cb5d7150695e02bd72e0a44f1581164ad809} of women with PCOS do not receive a diagnosis for their condition.

This is significant because PCOS is linked to other serious health conditions, such as metabolic and cardiovascular comorbidities, infertility, pregnancy complications, psychological disorders, and cancer.

Moreover, racial bias in medical settings, as well as sociocultural taboos around infertility and weight gain — two of the effects of PCOS on health — can also negatively affect the way in which doctors perceive PCOS and treat the condition in Women of Color.

Medical News Today has spoken with three women living with this condition to learn more about their experiences of getting a diagnosis and navigating PCOS despite receiving little or no treatment. We also found out about the subsequent impact on their health.

For an expert outlook on the misconceptions surrounding PCOS and how it affects certain people, we spoke with Dr. Cindy Duke and Dr. Dominique Warren, both of whom are certified obstetricians and gynecologists.

Many people regard PCOS as an invisible illness because it sometimes — particularly in Black and Asian groups —produces “silent” metabolic symptoms, such as insulin resistance and impaired glucose metabolism.

This can be an issue for these groups because, as some studies have shown, from a biological point of view, PCOS may manifest differently for them, which can complicate the process of receiving a correct diagnosis.

Dr. Duke explained to MNT: “There are many [doctors] who use metabolic syndrome as part of their criteria for diagnosing PCOS, which is inaccurate and goes against diagnostic guidelines. Those who may not demonstrate the usual [symptoms] or happen to be on the leaner side have what looks like normal glucose metabolism, and depending on the type of test you’re told to have done, you could be incorrectly told you don’t have PCOS.”

Without early interventions, PCOS can lead to serious long-term health conditions, partly due to the complexity that causes misdiagnosis and lack of care.

This is what happened to Monica, a 46-year-old Black woman from the U.S., who told us about her experience as a young adult:

“I visited the doctor after having sporadic periods […]. I wasn’t diagnosed with PCOS because then, it [irregular periods] wasn’t enough to be considered a characteristic of PCOS. You had to be overweight.”

Monica continued: “I went to a physician’s office. He handed me a [prescription] for birth control pills [and] told me to prepare for adoption.”

At the time, she weighed 110 pounds — approximately 50 kilograms — and doctors considered her to be underweight. She continued to have irregular cycles before seeking medical advice again at the age of 27.

“I had an adverse reaction to the medication […] and also gained 30 pounds in a month,” Monica told us.

Once a test detected high levels of estrogen, the doctor suspected PCOS and referred Monica to an endocrinologist for a formal diagnosis.

Obtaining a PCOS diagnosis has improved over the years since the Rotterdam Criteria established that a woman might have the disorder if she experiences any two out of the three major symptoms: polycystic ovaries, high androgen levels, and irregular menstrual cycles.

However, Dr. Warren commented, “some primary care doctors may find it difficult to understand the criteria and what to look out for,” as PCOS tends to present as a spectrum of symptoms, and it has had various descriptions over the years.

She explained that “you might have a person that has a period every 5 weeks, so they seem to be quite regular but are just outside the norm. Then, the other spectrum of people don’t have periods at all.”

“Those [with seemingly regular periods] may not realize there is an issue until they try to get pregnant. They [may] go to the [doctor] because they have an issue with acne, facial hair, or weight […] but may be told to go on the pill because they have regular periods.”

– Dr. Dominique Warren

MNT spoke with another contributor, 22-year-old Nikita, who is Asian and from the U.K. In line with Dr. Warren’s insight, she recounted how PCOS symptoms can vary and present differently among individuals.

Nikita had to wait for 7 years to receive a diagnosis.

At the age of 13, after speaking with a family member with diagnosed PCOS, she suspected that she had it, as she had symptoms such as irregular periods and excessive facial hair growth.

However, she stated, “[Over the next few years], I made numerous […] trips [to the doctor], and the doctors weren’t doing anything”. Doctors also told her that the issues with facial hair were due to puberty.

“At one point, I saw my doctor because I was having bad dizzy spells. He asked me what I wanted him to diagnose me with. I was so offended. Then, [at the age of 19], I went back for vaginal discharge issues, and that’s when they [the doctor] looked into it and found bacterial vaginosis.”

She added that “[t]hey did a cervix check and other tests,” which finally confirmed her PCOS diagnosis.

June-Ann, a 32-year-old Black woman, also from the U.K., was the only one of our contributors who received her diagnosis relatively quickly, at the age of 17, despite having regular cycles.

Her doctor referred her for a vaginal ultrasound to investigate the severe pelvic pain she was experiencing during ovulation.

“I was told there were cysts on my ovaries, and the blood test [indicated] PCOS,” she told us.

The experiences of two of the three women we interviewed are consistent with concerns about the impact of “healthcare gaslighting” — the repeated denial of someone’s reality in an attempt to invalidate or dismiss their health concerns.

A study published in Circulation: Cardiovascular Quality and Outcomes in 2015 suggests that delays in diagnosis can also occur as a result of women’s anxiety about doctors construing their complaints as trivial.

It could partly explain the low rates of recorded diagnoses of PCOS among women with at least two of the three Rotterdam criteria.

There is often a misconception that PCOS symptoms only affect physical health. As a result of cultural taboos and stigmas associated with body image and mental health in Communities of Color, metabolic symptoms tend to be overlooked due to their “invisibility.”

This affects how quickly these groups seek medical intervention and consequently increases the risk of other health conditions developing later in life.

Dr. Duke suggested, “[c]linicians themselves sometimes have weird cultural biases and cultural norms because PCOS is poorly or inadequately taught in medical school and training.

“If you’re an OB-GYN [obstetrician-gynecologist], you may come across it again after medical school, […] but even for most OB-GYN, unless they’re going into a subspecialty that focuses on PCOS, many decide it’s too complicated because there are variations,” she pointed out.

A 2015 study showed that unconscious bias and other race-related disparities are associated with differences in access to care and the use of treatment.

The change in Monica’s experience since diagnosis is consistent with this finding. She reflected on her experience, noting, “[n]ow that I am overweight, my treatment is very different.”

Due to relocating several times over the years, Monica saw several physicians and revealed that “most were dismissive” of her health concerns and usually commented on her weight but did not provide the appropriate healthcare for her PCOS.

She sought care from an endocrinologist, assuming her treatment would be more robust due to their specialism: “[She] constantly berated me, telling me I needed to lose weight. I remember I went in for one visit […], and she told me I look[ed] like I was eating whatever I wanted to eat. I never went back to her again after that.”

Monica was a U.S. size 8 (U.K. size 12) at the time. “I’m a Black female. I had big thighs […]. I just had certain things that were part of my heritage that I couldn’t get rid of,” she said.

Women of Color frequently report incidents of weight bias during medical consultations. Healthcare professionals often make assumptions about their diets being poor and do not offer them helpful advice on nutrition or exercise.

June-Ann referred to a time she struggled to lose weight, despite making efforts to exercise. “My doctor insinuated that I’m not trying hard enough,” she recalled.

“I never went to the doctor about my sleep apnea because I was scared that they would also correlate it with being overweight [as opposed to PCOS being the cause],” she added.

Assumptions about Black women’s body weight and diet persist despite the fact that their weight is often actually within the range classified as healthy.

Dr. Warren pointed out that “Black women aren’t always associated with obesity. They can be what I would consider a ‘normal’ BMI [body mass index] but with PCOS […].”

This suggests that medical professionals are not always considering the medical history of their patients and the sociodemographic and lifestyle factors that contribute to their health status.

Data published in the Journal of Women’s Health investigated the disparities in the extent to which people belonging to different ethnic groups underestimate their weight. The authors conclude that these disparities are due to differences in weight perception or a knowledge gap in interpreting what constitutes excess body weight.

Dr. Duke reiterated that weight is not necessarily an indicator of PCOS. She further explained how misdiagnosis, when inappropriately applying weight as a diagnostic criterion, occurs.

“[W]omen who present with polycystic ovaries but nothing else [are correctly] told they do not have PCOS [in the eyes of some healthcare professionals] […], yet when [they are] overweight, the doctor decides [they have] PCOS even though they don’t meet any other actual diagnostic criteria,” she noted.

“It’s very complex [when it comes to associating body weight with a health diagnosis], due to what we call ‘phenotypes‘[…]. To keep up-to-date and informed, we need to also have what I call ‘multidisciplinary teams.’”

This involves input from physicians, culturally competent nutritionists, fitness professionals, and mental health practitioners, as the international PCOS guidelines propose.

The impact of PCOS on Women of Color — specifically the way in which it affects their body image, could sometimes also be due to how family members and others within their community perceive and treat them.

Nikita revealed how much emphasis is placed on taking care of your image in her Trinidadian culture. “Bodily hair is so frowned upon […], and [it comes across as] a woman is choosing to not look after herself,” she said.

After family members mocked her during a visit to Trinidad, she said: “I finally paid £1,000 for laser treatment [to remove body hair] […]. I was devastated [when it grew back] because I had saved that money for so long.”

Dr. Duke demystified how cultural taboos inform negative body constructs. “We all grew up knowing of women who have hairy faces […], and instead of a conversation about the [possible] underlying condition, there’s a tease,” she said.

In some cases, the cultural silence and stigma around these issues could be what causes disinformation and prevents Women of Color from seeking healthcare.

Nikita expressed the relief she felt on learning to embrace her facial hair through support from her mother, who had had a similar experience.

Dr. Duke endorsed the importance of normalizing conversations across generations to educate families and communities, emphasizing her hopes for a better-informed future: “30 years from now, I don’t want to hear that young women didn’t know about their PCOS until later.”

A study featuring in Nature Medicine, which looked at the transgenerational risks for PCOS, suggests that facilitating earlier lifestyle and medical interventions could reduce the risk of other health conditions in those with this condition.

The lack of satisfactory care after diagnosis is also a major barrier for women from historically marginalized groups who live with this condition.

All the contributors spoke with MNT about the lack of treatment and how it caused other issues, affecting their mental health and quality of life.

For her part, June-Ann complained: “There has been no aftercare. I had anxiety and depression, and I was just given medication [birth control pills].”

“I was warned, ‘You may not be able to have kids’ […] so come back [for advice] when you’re ready,” she also told us. As this was not June-Ann’s personal priority at the time, she was left to manage her condition on her own.

To do so, she focused on lifestyle changes such as exercise, dietary supplements, and therapy.

Another observation that all our contributors made was that doctors placed more emphasis on the reproductive problems attributed to PCOS, even though none of the women had mentioned this as a future health concern after diagnosis.

MNT asked both health experts why this was the case, and Dr. Warren suggested that it might be “because you can do something to treat that [infertility] with a baby as an outcome.”

Dr. Duke elaborated on this issue, saying:

“Most of [what] we use to treat PCOS is re-appropriated from other medical conditions. They’re not putting research and development into therapies specific for PCOS because there’s no money in it as a field, [but] there’s money if you’re infertile and you need treatment.”

There were parallels in the experiences of all our contributors, who talked about how the lack of satisfactory aftercare caused their depression.

Both Monica and Nikita, in particular, were transparent about how they experienced other long-term health issues due to the lack of treatment they received, which further decreased their mental well-being.

Nikita recalled the time she sought advice from her doctor, who referred her for cognitive behavioral therapy.

Nikita only had two sessions until she stopped attending. She described her counselor as “dismissive” and “insensitive” whenever she spoke about her period.

Like June-Ann, she is now relying on personal lifestyle adjustments to improve her mental health.

Our other contributor, Monica, referred to the start of the COVID-19 pandemic as the worst period of her depression, saying that “[t]he biggest part [of PCOS] that has affected me is the weight gain and the depression […].”

At the start of the pandemic, she noted, it was “through the roof, and I no longer cared about my health so didn’t seek help. That is how I developed hypothyroidism.”

Their experiences demonstrate that there needs to be a focus on how to support people with PCOS-associated mental health problems, with attention to weight, body image, and fertility, as these are often prevalent taboo topics.

All or most of the contributors who spoke with MNT mentioned healthcare gaslighting, the perpetuation of cultural taboos and stigmas, as well as the lack of treatment as causes behind the inadequate care that Women of Color who live with PCOS continue to experience.

MNT asked all our contributors how they think that PCOS care can be improved. The consensus was that educating the wider PCOS community, receiving empathy and compassion from support networks, and finally allowing people with the condition to feel heard could improve ongoing care.

The lack of support from the medical community would explain why 30{cfdf3f5372635aeb15fd3e2aecc7cb5d7150695e02bd72e0a44f1581164ad809} of women with PCOS rely on online forums for support, according to some U.K. data.

Both of the medical experts we interviewed explained how beneficial online platforms can be, offering their own advocacy work as an example.

Dr. Warren is the founder of The Ovary Story, an online platform that empowers girls and women to educate themselves about their reproductive system and the health conditions that can occur from puberty through to postmenopause. The platform exists to encourage open conversation.

Dr. Duke talked about My Dynamic Uterus, her online movement reaching 18,100 members, which is “intended to explore the […] often unheard narratives of people born with a uterus or ovaries, or those who care for them, through diverse and guided perspectives; from expert professionals and affected individuals around the globe.”

June-Ann, who remarked that “there are a lot of [resources for] African Americans, but there [aren’t] a lot of British Black people talking about PCOS,” started her own successful Black Broke & Anxious Podcast, born out of her therapeutic journey.

Likewise, “suffering in silence” inspired Nikita to create her Instagram awareness page. Since sharing her journey, she has received messages from women worldwide who say they feel “less alone.”

Demonstrating that advocacy and awareness go beyond social media, Monica volunteers for PCOS Challenge: The National Polycystic Ovary Syndrome Association, a leading nonprofit organization that provides support and advocacy for people dealing with PCOS globally.

As a member of the patient advisory board, she is currently part of a project creating a registry to house data in one space so that research is more readily accessible for clinicians and researchers.

In speaking with MNT, she also strongly encouraged Black women to be more vocal about their health concerns: “To be taken more seriously […], we have to [reveal] doctors’ dismissiveness. [Otherwise], nothing’s ever going to change.”

Today’s coronavirus news: Ontario cracks down on businesses that flout vaccine certificate rules; Province reports 1,315 new COVID-19 cases over the past two days

The latest coronavirus news from Canada and around the world Friday. This file will be updated throughout the day. Web links to longer stories if available.

7.06 p.m. The COVID-19 pandemic has made a bad situation worse for the homeless and housing resources in British Columbia’s capital, where shelter spaces are scarce for those who test positive for the virus, the province’s housing minister says, The Canadian Press reports.

David Eby said Friday he had hoped that once tent encampments were dismantled, the Crown agency BC Housing and provincial staff would be able to find more permanent solutions for the homeless, but a surge in COVID-19 cases hasn’t made that possible, according to CP.

“As the pandemic continues … we’re faced with a very real prospect, again, of not being able to provide supportive shelter for everyone who is COVID-positive and living in Victoria,” he said.

Many resources, such as non-profit organizations, were nearly overwhelmed as tent encampments around the region were dismantled and shelter spaces had to be found for those residents, he said.

“While this was a critical COVID response, and that response has helped ensure we don’t have COVID ripping through outdoor encampments across the city of Victoria today, it pushed many resources to the breaking point,” Eby said.

The province, along with the local health authority and city, announced the creation of 50 new COVID-19 isolation shelter spots to help those who have contracted the virus and want to live indoors.

The new spaces will be split between 30 spots in existing shelters and 20 in pop-up locations, Eby said. They will be temporary, and there are no plans to continue operating them after the pandemic.

Victoria Mayor Lisa Helps said the city has been working with the provincial government and Island Health to find a solution.

The city has been put in the difficult position of trying to keep parks open for the public as well as allowing homeless people to stay as they may be struggling with mental or other health conditions, she said.

“Sleeping in a tent in a park is neither a housing nor health solution,” Helps said.

3.09 p.m. British Columbia’s provincial health officer has mandated masks for all schoolchildren across the province after three school districts announced their own policies to include kindergarten-to-Grade 3 students, reports The Canadian Press.

Dr. Bonnie Henry says she has heard the concerns of parents as COVID-19 cases have risen over the last couple of weeks among kids, especially those between the ages of five and 11, and in communities with lower vaccination rates, according to CP.

Henry says her school mask mandate will be in place until at least January, when it will be assessed based on whether vaccines would be available for children under 12.

She says school staff who were prioritized for vaccination should be immunized, as well, to reduce the risk of COVID-19 entering schools at a time when more respiratory illnesses are circulating and so that families can gather for Thanksgiving.

School districts in Vancouver, Surrey and Burnaby had already announced that a provincial mask mandate for students in Grade 4 and up would be extended to younger kids, leaving 57 other school districts to either introduce policies independently or wait for Henry to impose a province-wide measure.

2:45 p.m. Following the suspension of a Kingston pub’s liquor licence, Ontario’s alcohol regulation agency says there will be “consequences” for businesses that do not comply with the province’s new vaccine certificate rules.

The Alcohol and Gaming Commission of Ontario suspended the sports pub’s liquor licence on Thursday after the Kingston Public Health Unit received complaints that J.A.K.K. Tuesdays was not asking customers for their proof-of-vaccination, a requirement of all indoor dining businesses.

J.A.K.K. Tuesdays is the first business to have its liquor licence revoked since the certificate rules went into effect last week, but it might not be the last.

In a statement to the Star, the AGCO said that businesses that do not comply with the regulation could face fines, temporary suspensions of their liquor licence, or — in the most extreme circumstances — a complete revocation of the licence.

Read the full story here from Jacob Lorinc

2 p.m. Alberta’s Opposition NDP is urging Premier Jason Kenney to make sure every member of his United Conservative caucus is vaccinated against COVID-19.

Thomas Dang, the NDP’s deputy house leader, says anyone who is not vaccinated should be removed from caucus.

Dang says with Alberta hospitals overcrowded with infected patients, it’s imperative that political leaders set the right example and get their shots.

Dang says all the NDP’s legislature members and staff have received both doses.

It’s not clear how many UCP members have been vaccinated, but there has been division in the caucus over health restrictions and vaccinations.

Kenney says the government is pursuing mandatory vaccinations or proof of negative tests for all house members, but adds there are constitutional issues that must be worked out.

2 p.m.: The surge in COVID-19 cases is continuing in Atlantic Canada, with Newfoundland and Labrador reporting 41 new cases and two more deaths attributed to the novel coronavirus since the province’s last update.

Officials said today the two new deaths involve a man in the central health region and a woman in the eastern health region who were both 70 years old or older.

The new cases include 31 in the central health region and 10 in the eastern region.

Newfoundland and Labrador has 180 active reported cases of COVID-19 and seven people in hospital with the disease, including four in critical care.

1:45 p.m. California Gov. Gavin Newsom on Friday announced the nation’s first coronavirus vaccination mandate for schoolchildren, a plan that will have all elementary through high school students get the shots once the vaccine gains final approval from the U.S. government for different age groups.

The government has fully approved the COVID-19 vaccine for those 16 and over but only granted an emergency authorization for anyone 12 to 15. Once federal regulators fully approve the vaccine for that group, the state will require students in seventh through 12th grades to get vaccinated in both public and private schools, Newsom’s office said.

The state will require the COVID-19 vaccine for students in kindergarten through sixth grade only after the federal government has given final approval for anyone 5 to 11.

The announcement comes as infections in most of California have dropped markedly in the last month. But Newsom has been emboldened after easily defeating a recall effort last month following a campaign where he emphasized his commitment to vaccine mandates to end the pandemic.

In Los Angeles County — the nation’s largest, with more than 10 million residents — just 1.7{cfdf3f5372635aeb15fd3e2aecc7cb5d7150695e02bd72e0a44f1581164ad809} of people tested for the virus have it and daily infections are down by half in the last month, when most kids went back to school.

“These numbers are amazingly low given that 3,000-plus schools are now open countywide,” county Health Director Barbara Ferrer said Thursday.

1:30 p.m. The Manitoba government is tightening COVID-19 public health orders, especially for people who are not fully vaccinated.

Starting Tuesday, a cap of 25 people will be placed on indoor events that include unvaccinated people, although there will be a one-week grace period for weddings and funerals.

People who allow unvaccinated people on their property will only be allowed 10 guests outdoors, while indoor gatherings will be restricted to one other household.

In the southern health region, where vaccination rates are low, retail businesses will be limited to half capacity.

Across the province, outdoor public gatherings will be capped at 50 people.

Chief public health officer, Dr. Brent Roussin, says most of the orders will not affect the majority of Manitobans because they are vaccinated.

The province already requires people to show proof of vaccination to attend a range of venues, including sporting events, concert halls and restaurants.

1:11 p.m. (updated) Ontario is reversing course and introducing a mandatory vaccination policy for staff at long-term-care homes.

The government’s previous policy was to require regular testing for those not vaccinated against COVID-19.

Long-Term Care Minister Rod Phillips announced today that all in-home staff, support workers, students and volunteers must be vaccinated by Nov. 15 unless they have a valid medical exemption.

He says any staff not fully vaccinated by then will not be able to enter a long-term-care home to work.

Phillips says vaccination rates of staff in many homes are not high enough in the face of the Delta variant.

Homes will also start randomly testing fully vaccinated staff, caregivers and visitors to try to detect breakthrough cases early.

1:06 p.m. The union representing flight attendants at Canada’s major airlines says reducing on-board food and drink service might help combat a rise in unruly passenger behaviour.

The Canadian Union of Public Employees says flight attendants are being subjected to verbal abuse from some passengers who don’t want to comply with the federal requirement to wear a mask on board.

The union says some passengers are taking their masks off to eat or drink and then leaving them off for longer than they should. It says this can lead to confrontations and also potentially exposes flight attendants to the virus.

Many airlines have restored most of their food and beverage service this summer after reducing service during the first stage of the COVID-19 pandemic.

But Transport Canada still recommends that airlines limit non-essential tasks, including in-flight service.

The union says Transport Canada should take a stricter stance. It says the regulator should reduce food and drink service on short-haul flights or set a limit on the amount of time a passenger can have their mask off to eat and drink.

12:15 p.m. Ontario is reporting another 668 COVID-19 cases and 11 more deaths. Of the 11, three of the deaths occurred more than one month ago and have been added due to a data cleanup, according to the province’s latest report released Friday morning.

Ontario is also reporting 647 COVID-19 cases for Thursday, as the data was not released on the National Day for Truth and Reconciliation. Nine deaths were also reported on Thursday, five of which occurred more than one month ago and were added as part of a data cleanup.

Ontario has administered 29,704 vaccine doses since its last daily update, with 21,809,713 vaccines given in total as of 8 p.m., Thursday night. The total also includes 37,553 vaccine doses administered on Wednesday.

Read the full story from the Star’s Urbi Khan

11:30 a.m. Tokyo’s train stations were packed with commuters Friday as Japan fully came out of a coronavirus state of emergency for the first time in more than six months.

Emergency measures had been in place for more than half of the country, including Tokyo. Outgoing Prime Minister Yoshihide Suga thanked the people for their patience and co-operation. Cases are declining, but he asked them to stick to their basic anti-virus measures.

The emergency measures have mainly involved requests for eateries to curb alcohol and hours. They can now serve alcohol and operate an hour longer but still close at 9 p.m.

Daily reported cases fell below 1,600 this week nationwide after the mid-August peak of 25,000. Health experts attributed the declining numbers to vaccinations and increased social distancing after alarm from the near collapse of medical systems during the summer.

Nearly 59 per cent of Japanese people have been fully vaccinated. Japan has reported 1.6 million cases and 17,641 confirmed deaths.

11:15 a.m. Quebec’s legislature will soon only be accessible to people who are fully vaccinated against COVID-19.

The National Assembly announced the new health order targeting staff, visitors and politicians on Thursday evening, following a heated debate among the parties.

The governing Coalition Avenir Québec party as well as the Opposition Liberals voted in favour, arguing that elected officials should set an example for the rest of the population regarding vaccination.

Québec Solidaire and the Parti Québécois, the third and fourth parties in the legislature, opposed the measure because the public health department has not recommended it.

The vaccine passport requirement is expected to come into effect later in October.

The rule will require political personnel, legislature staff, journalists and visitors to show a piece of ID as well as proof they have been adequately vaccinated against COVID-19 in order to access the legislature.

11 a.m. A surge in demand has caused the Nova Scotia government to hit the pause button on Medical Assistance in Dying (MAID) referrals, at least temporarily.

The province’s clinical lead for MAID, Dr. Gord Gubitz, said this week that Nova Scotia Health would put a 30-day hold on assisted-dying requests as the province works through a “significant backlog” caused by increased demand exacerbated by COVID-19 strains on the health-care system.

So far in 2021, referrals for MAID have already outstripped those from all of last year. In 2020, there were a total of 373 referrals; as of September of this year there were already 395 referrals.

“We know that recent changes in legislation made MAID an option for more people who were seeking it. We also know that with time grows awareness,” said Gubitz in an emailed statement.

Read the full story from the Star’s Steve McKinley

10:20 a.m. (updated) Ontario is reporting 1,315 cases of COVID-19 over the last two days and 12 more deaths.

The province says 668 cases of the virus and eight deaths were reported Friday, and 647 new cases and four deaths were reported on Thursday.

The Ministry of Health had not released updated data on Thursday because it was a federal holiday.

Health Minister Christine Elliott says that 502 of today’s new cases are in people who are not fully vaccinated or have an unknown vaccination status.

She says that 496 of Thursday’s cases were in unvaccinated people.

Elliot says 278 people are hospitalized because of COVID-19, with 163 people in intensive care because of the virus.

The ministry says that 86.3 per cent of Ontarians over the age of 12 have one dose of a COVID-19 vaccine and 81 per cent have two doses.

9:55 a.m. Justice Brett Kavanaugh tested positive for COVID-19 after taking a routine test Thursday, the U.S. Supreme Court said. Kavanaugh, 56, who learned of the test results Thursday night, has no symptoms and has been fully vaccinated since January, the court said. His wife and daughters tested negative on Thursday.

The court said that “as a precaution,” Kavanaugh and his wife will not attend a formal investiture ceremony at the court Friday for the newest justice, Amy Coney Barrett.

The court is scheduled to begin its nine-month term on Monday, returning to the courtroom for arguments for the first time in a year and a half.

Kavanaugh is the first sitting justice known to have tested positive for COVID-19, although the Washington Post reported Barrett tested positive before she joined the court. All nine have been fully vaccinated.

9:25 a.m. India said Friday that British nationals arriving in the country will be subjected to COVID-19 tests and a 10-day mandatory quarantine, in response to the same measures imposed on Indians visiting the U.K.

India has been demanding that Britain revoke what it called a “discriminatory” advisory that includes Indians even if they are fully vaccinated with the Indian-made AstraZeneca shots.

India’s External Affairs Minister S. Jaishankar had discussed the issue with British Foreign Secretary Liz Truss in a meeting in New York earlier this week.

India was irked that while the Oxford-AstraZeneca vaccine has been recognized by Britain, its version produced by Serum Institute of India has been excluded.

A foreign ministry official said that starting on Monday, all British arrivals, irrespective of their vaccination status, will have to undertake RT-PRC test within 72 hours before travel, another test on arrival in India and the third one eight days later.

8:21 a.m. The British Columbia ministries of health and education plan a joint news conference Friday to announce what are described as enhanced health and safety guidelines for B.C. schools.

A joint release from the ministries says provincial health officer Dr. Bonnie Henry and Education Minister Jennifer Whiteside will make the announcement at 10:30 this morning.

It comes as school trustees in Vancouver, Surrey and Burnaby have moved beyond provincial regulations and tightened mask mandates in their districts to require face coverings for all students, regardless of grade level, in order to slow the spread of COVID-19.

B.C. currently requires masks for students in Grades 4 to 12 and Henry has resisted calls from parents and teachers to make face coverings mandatory in kindergarten to Grade 3.

She says masks are just one tool in containing COVID-19, while good ventilation and limits on intermingling between classes are other keys ways to curb the spread of the virus.

Members of a fourth Metro Vancouver school board meet later today to discuss a mask mandate for students in all grades in the New Westminster district, and to consider a recommendation to seek a legal opinion regarding mandatory vaccinations for staff members.

7:55 a.m. Pakistan banned unvaccinated adults from flights Friday as it tries to push vaccinations and avoid further lockdowns to contain the coronavirus.

Aviation Minister Ghulam Sarwar Khan announced the ban on Twitter, saying “only fully vaccinated passengers of age 18 years and above will be allowed to undertake domestic air travel within Pakistan.”

The government said last week unvaccinated people will not be allowed to work from offices and will not be eligible to enter shopping malls as of Friday. However, it was unclear how they would be stopped from entering such venues.

The bans don’t apply to children, who are not yet eligible for Pakistan’s vaccination campaign.

Nearly 30 million people are fully vaccinated in the country of 220 million. There is no shortage of vaccine, but many people have been hesitating, and the new measures are aimed at pushing them to get the shots.

Pakistan has reported 1.2 million COVID-19 cases and 27,785 deaths since the pandemic began last year.

7:40 a.m. Coronavirus deaths in Russia hit a record on Friday for the fourth straight day, and confirmed cases continued to surge as well.

Russia’s state coronavirus task force reported 887 deaths, the country’s highest daily number in the pandemic. The previous record, from a day earlier, stood at 867.

The task force also reported 24,522 new confirmed cases from Thursday — the highest daily tally since late July.

“The dynamic is bad. It elicits concern,” Kremlin spokesman Dmitry Peskov said Friday.

The Russian government has no plans to impose a lockdown, according to Deputy Prime Minister Tatyana Golikova, the head of the task force.

Russia has had only one nationwide lockdown, at the beginning of the pandemic in the spring of 2020. The country’s authorities have shunned imposing tough restrictions ever since.

Peskov pointed out that many regional governments have their own infection-control measures, but he wouldn’t say whether the Kremlin considered those rules sufficient.

7:20 a.m. A fire at a hospital in the Romanian port city of Constanta killed at least nine COVID-19 patients, authorities said Friday.

All the victims were in the intensive care unit of Constanta’s Hospital for Infectious Diseases, said Constantin Amarandei, head of the city’s emergency inspectorate. Only one patient from the ICU survived.

The Health Ministry said in a statement that 113 patients were in the medical unit of the hospital and all the survivors have now been evacuated. The fire was extinguished by mid-morning but its cause is not yet known.

6:15 a.m.: Merck & Co. said Friday that its experimental COVID-19 pill reduced hospitalizations and deaths by half in people recently infected with the coronavirus and that it would soon ask health officials in the U.S. and around the world to authorize its use.

If cleared, Merck’s drug would be the first pill shown to treat COVID-19, a potentially major advance in efforts to fight the pandemic. All COVID-19 therapies now authorized in the U.S. require an IV or injection.

Merck and its partner Ridgeback Biotherapeutics said early results showed patients who received the drug, called molnupiravir, within five days of COVID-19 symptoms had about half the rate of hospitalization and death as patients who received a dummy pill. The study tracked 775 adults with mild-to-moderate COVID-19 who were considered higher risk for severe disease due to health problems such as obesity, diabetes or heart disease.

Among patients taking molnupiravir, 7.3{cfdf3f5372635aeb15fd3e2aecc7cb5d7150695e02bd72e0a44f1581164ad809} were either hospitalized or died at the end of 30 days, compared with 14.1{cfdf3f5372635aeb15fd3e2aecc7cb5d7150695e02bd72e0a44f1581164ad809} of those getting the dummy pill. There were no deaths in the drug group after that time period compared with eight deaths in the placebo group, according to Merck. The results were released by the company and have not been peer reviewed. Merck said it plans to present them at a future medical meeting.

6:05 a.m.: Japan fully came out of a coronavirus state of emergency for the first time in more than six months as the country starts to gradually ease virus measures to help rejuvenate the pandemic-hit economy as the infections slowed.

At Tokyo’s busy Shinagawa train station, a sea of mask-wearing commuters rushed to their work despite an approaching typhoon, with some returning to their offices after months of remote work.

The emergency measures, in place for more than half of the country including Tokyo, ended Thursday following a steady fall in new caseloads over the past few weeks, helping to ease pressure on Japanese health care systems.

Outgoing Prime Minister Yoshihide Suga thanked the people for their patience and co-operation, and asked them to stick to their basic anti-virus measures.

“Once again, I seek your co-operation so that we can return to our daily lives feeling safe,” he said.

5:45 a.m.: Toronto Public Health has declared a COVID-19 outbreak at Toronto East Detention Centre in Scarborough, according to a spokesperson from the Ministry of the Solicitor General.

Ontario is reporting 34 active COVID-19 cases among inmates at the correctional facility, as of Thursday.

According to provincial data, the detention centre reported four confirmed cases on Sept. 12. By Sept. 23, there were 17 active cases. An additional 17 confirmed infections were reported Monday.

Located near Eglinton Avenue East and Birchmount Road in Scarborough, the correctional facility has a capacity of 473 inmates.

Read more from the Star’s Joshua Chong.

5:30 a.m.: Somalia has opened the country’s first public oxygen plant as the Horn of Africa nation with one of the world’s weakest health systems combats COVID-19.

The oxygen plant was installed Thursday at a hospital in the capital, Mogadishu. It is expected to produce 1,000 cylinders of oxygen a week.

The scarcity of medical oxygen has hurt response efforts across many African nations as the Delta variant of the coronavirus now drives the bulk of infections on the continent of 1.3 billion people.

Insecurity in Somalia poses an added challenge to efforts to fight the pandemic. A COVID-19 ward recently set up at the hospital was partially destroyed weeks ago in an attack by the al-Qaida-linked al-Shabab extremist group, which controls parts of Somalia and frequently targets the capital.

Part of the work around the oxygen plant’s installation focused on repairing that damage.

Somalia has one of the highest case fatality rates from COVID-19 in Africa, and few measures are enforced to slow the spread of the virus.

5:15 a.m.: Saskatchewan’s proof-of-vaccination policy is now in effect, meaning residents will have to show they have been immunized or have a negative COVID-19 test to access several businesses and event venues.

Public service employees are also required to provide proof of vaccination or provide a negative COVID-19 test result at least every seven days.

It comes a day after Saskatchewan recorded its highest daily case count of COVID-19 and its highest number of people needing intensive care.

Businesses that will be requiring proof of vaccination include restaurants, bars, nightclubs, theatres, casinos and entertainment venues.

Children under the age of 12 are exempt from the requirements.

5 a.m.: On Thursday, Alberta Premier Jason Kenney has announced about 35 out-of-province health-care staff will be brought in to help deal with the province’s growing COVID-19 crisis.

The move comes after the premier spent the week resisting calls from health-care professionals for a hard circuit-breaker lockdown in the province as well as playing down the immediate need for outside help.

But at a press conference on Thursday, Kenney said Alberta was working to bring in five or six workers from Newfoundland and Labrador, eight to 10 from the Canadian Armed Forces and about 20 from the Canadian Red Cross. The workers would likely head to Fort McMurray, Edmonton and Red Deer to assist with the province’s overwhelmed ICUs, Kenney said.

“It’s a helping hand,” said Kenney. “It will help to provide some relief. In some of our hospitals, that is very welcome.”

For weeks, Alberta has been grappling with the worst COVID-19 crisis in the country. About 200 additional ICU beds have been opened up while hospitals have struggled to keep up with the onslaught of mostly unvaccinated patients being admitted.

Read more from the Star’s Kieran Leavitt.

4:30 a.m.: A third school district in British Columbia has announced its own policy extending a provincial mask mandate for kindergarten-to-Grade 3 students starting Monday.

The Burnaby School District followed the lead of the Vancouver and Surrey districts in mandating masks for all grades as concerns mount about the rising number of COVID-19 infections among children who are not eligible for vaccination.

The district says in a letter sent to parents Thursday that the Burnaby Board of Education made a unanimous decision on the change after requesting an urgent meeting Wednesday night with Dr. Ariella Zbar, the medical health officer of Fraser Health.

“Her assurance that masks are an effective layer of protection for all students when used in concert with other health and safety measures informed the board’s decision to promptly implement this new mask requirement,” the letter says.

STARTING TODAY, SMALL BUSINESSES IN KING AND PIERCE COUNTIES MAY APPLY FOR $10,000 GRANTS FROM COMCAST RISE

100 Compact Organizations Owned By People today Of Colour will Receive $10,000 Grants From Comcast Rise Totaling $1 Million

SEATTLE –News Immediate– Comcast Washington

Comcast these days announced that compact businesses owned by individuals of colour in King and Pierce Counties, could now implement for a $10,000 grant from the Comcast Rise Financial commitment Fund. Comcast will award $1 million in grants to 100 suitable corporations in these two counties, as nicely as technological innovation and advertising sources to qualified businesses statewide.

Comcast Increase Financial investment Fund

Starting up these days, October 1, and through October 14, suitable corporations can implement for Comcast Rise monetary grants, and, or advertising and technological innovation solutions at www.ComcastRISE.com. Winners will be notified in November. Neighborhood tiny companies trying to find extra details about the $10,000 grants, could study extra about the Comcast Increase Investment decision Fund, eligibility prerequisites, and how to utilize by looking at this video: https://www.youtube.com/enjoy?v=QXVAf3-Mxys&t=21s

The Financial investment Fund is an extension of Comcast Increase, the multi-yr, multi-faceted initiative released in October 2020 to assist little businesses owned by individuals of coloration and supply the methods and equipment they will need to thrive for many years to come. The Comcast Increase Financial investment Fund is focused on little enterprises that have been in enterprise for three or more years with 1-25 employees.

Comcast Rise Internet marketing and Know-how Companies

In addition to the Financial commitment Fund, Comcast Increase, which stands for “Representation, Investment, Power, and Empowerment,” gives the possibility for tiny enterprises owned by people of shade nationwide to utilize for a person or extra of the subsequent support aim locations with the chance to get a person.

  • Marketing and advertising Services: The next companies from Effectv, the advertising revenue division of Comcast Cable, and its creative agency, Mnemonic, are built to help recipients with their marketing and media strategies, such as:

    • Media: A linear Tv set media campaign to operate in excess of a 90-day period.

    • Artistic Generation: Turnkey :30 Tv professional output, furthermore a media tactic session and 90-working day media placement agenda.

    • Consulting: Marketing and internet marketing consultations with area Effectv advertising and marketing, exploration, and artistic teams to attain insights on how to generate small business.

  • Technologies Makeovers: The condition-of-the-artwork tools and know-how improve from Comcast Company features personal computer machines as very well as World-wide-web, Voice, and Cybersecurity expert services for up to a 12-thirty day period period. (Taxes and other expenses may perhaps even now apply for technologies makeover companies.)

  • Monetary Grants: In spherical one particular, which was announced in April of 2021, the Comcast Rise Financial investment Fund delivered $5 million in grants to 500 little corporations owned by folks of color in 5 towns: Philadelphia/Chester, Houston, Atlanta, Chicago, and Detroit. The Comcast Increase Investment Fund will now give an added $6 million in grants to 600 modest firms owned by folks of coloration in six metropolitan areas: Miami, Houston, Oakland, Seattle, the Twin Metropolitan areas, and Washington, D.C.

All eligible candidates will receive a regular Comcast Rise e-newsletter with instructional material, and all compact enterprise proprietors can stop by the Comcast Increase vacation spot on the X1 platform showcasing aggregated tiny business enterprise news, tips, insights, and far more. Just say “Comcast RISE” into the X1 voice distant.

To aid push consciousness about the plan and supply further assist and teaching in King and Pierce Counties, Comcast is partnering with the Seattle Metropolitan Chamber of Commerce, Seattle Latino Chamber of Commerce, Seattle Southside Chamber of Commerce, Tacoma-Pierce County Chamber of Commerce, and Greater Seattle Business enterprise Association (GSBA).

Comcast’s Ongoing Dedication to Advancing Electronic Equity

Comcast Rise is section of an expanded Variety, Fairness, and Inclusion (DE&I) dedication that Comcast introduced in June 2020, as perfectly as an ongoing cross-business energy to deal with electronic inequities. Around the following 10 several years, Comcast is pledging $1 billion to programs and partnerships that will hook up an estimated 50 million people today with the skills, chances, and resources they need to have to do well in an significantly digital environment. Far more data and the applications to apply for both the grant system or marketing and advertising and technology expert services are offered at www.ComcastRISE.com.

About Comcast Small business

Comcast Business offers Ethernet, Web, Wi-Fi, Voice, Tv set and Managed Company Solutions to help companies of all measurements renovate their business. Driven by an state-of-the-art network, and backed by 24/7 customer help, Comcast Enterprise is 1 of the premier contributors to the growth of Comcast Cable. Comcast Small business is the nation’s biggest cable provider to compact and mid-measurement organizations and has emerged as a force in the Company industry identified around the previous two a long time by leading field associations as just one of the quickest-escalating vendors of Ethernet providers. For a lot more info, check out www.company.comcast.com or get in touch with 866- 429-3085. Stick to on Twitter @ComcastBusiness and on other social media networks at http://enterprise.comcast.com/social.

About Effectv

Effectv, the advertising sales division of Comcast Cable, can help area, regional and nationwide advertisers use the greatest of electronic with the power of Tv to improve their organization. It provides multi-screen marketing alternatives to make advertising strategies much more helpful and easier to execute. Headquartered in New York with offices all through the state, Effectv has a existence in 66 marketplaces with virtually 35 million owned and represented subscribers. For far more facts, pay a visit to www.effectv.com.

About Comcast Company

Comcast Corporation (Nasdaq: CMCSA) is a world wide media and technological innovation business that connects people today to moments that make a difference. We are principally centered on broadband, aggregation, and streaming with over 56 million shopper associations across the United States and Europe. We produce broadband, wi-fi, and online video as a result of our Xfinity, Comcast Company, and Sky makes develop, distribute, and stream top entertainment, sporting activities, and news via Universal Filmed Leisure Group, Common Studio Team, Sky Studios, the NBC and Telemundo broadcast networks, numerous cable networks, Peacock, NBCUniversal News Group, NBC Sporting activities, Sky News, and Sky Sporting activities and supply unforgettable experiences at Universal Parks and Resorts in the United States and Asia. Check out www.comcastcorporation.com for much more details.

Contact Specifics

Andy Colley

Andy_Colley@Comcast.com

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https://washington.comcast.com/

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Risky Business: Risk Management and Insurance

A lot of points in life — driving a car, traveling, getting a residence, increasing crops, starting a business, even picking out the place to reside — carry an ingredient of threat. And though not each hazard is insurable, insurance plan solutions exist to support mitigate and guard towards uncertainty and the potential for loss, injury, or destruction from a lot of of the typical and not-so-popular risks we acquire as persons and as companies. As portion of the risk management procedure, we routinely acquire insurance coverage for everything from our autos and homes to our well being and life. Beyond the price of our premiums, most of us will under no circumstances give coverage much considered until eventually we obtain ourselves in the regrettable place of owning to make a declare against a plan. And, when it arrives to considering about a occupation, insurance and the broader risk administration business may appear like a trusted, but most likely unexciting, possibility. Assume once more.

As a graduate of Troy University’s danger management and insurance coverage (RMI) software, Dr. Courtney Baggett, who now is effective as the method director, was initially attracted to the degree by the interesting opportunities it introduced when compared to other small business plans. Insurance plan, she uncovered, is not at all monotonous.

“I wished to do one thing in enterprise, but I experienced no plan what,” says Dr. Baggett. “What definitely captivated me to risk administration had been the options that the software supplied. Pupils in the application had been going to London each individual calendar year, they were attending conferences and profession fairs all above the United States, they were being finding these fantastic internships — and they have been getting paid actually effectively.”

By means of these prospects, Dr. Baggett soon uncovered that the insurance coverage and risk management field was so a great deal far more than the “standard” vehicle, household, and well being insurance coverage policies that absolutely everyone is aware of about.

“As an intern, I labored with a girl who was an underwriter on the World Trade Middle when 9/11 happened,” says Dr. Baggett. “There were several firms concerned in insuring the towers, but she was the particular person who took the decline for her enterprise when they were attacked. I worked with a further dude who underwrote coal mines. I under no circumstances even understood that you could get insurance plan for some thing like that. It immediately became distinct to me that this was this kind of an appealing and exciting field, and that you would in no way be undertaking the exact factor each individual day.”

What is Risk Management?

Dr. Baggett explains that risk administration and insurance are elaborate. It commences with being familiar with: What is hazard?

“Risk in our globe just means uncertainty,” says Dr. Baggett. “Risk management is running that uncertainty and trying to make points far more predictable. In its purest kind, chance management accomplishes two matters. The first stage identifies what losses could come about in the party a ‘What if?’ situation occurs. The second phase appears to be at how to regulate that possibility.”

According to Dr. Baggett, insurance plan is usually the answer to how possibility can be managed.

“Insurance is one way to finance risk, but there are a lot of other methods to finance threat,” suggests Dr. Baggett. “I could use derivatives, I could have ‘hold harmless’ agreements, or I could transfer danger in lots of different techniques aside from insurance coverage, and often it is much more economically feasible to do that. Nonetheless, for the reason that of regulation, businesses and folks are often necessary to present that they have coverage for certain exposures, so insurance coverage will normally be a incredibly large aspect of the chance administration process.”

The Surplus Traces Coverage Marketplace

The insurance plan market place Dr. Baggett found herself immersed in throughout her internships is termed the surplus strains insurance policy market. 

“The surplus lines current market insures the risks the common sector is unable to protect,” says Dr. Baggett. “We began this program far more than 20 several years in the past and have often positioned pupils into that surplus lines market place. So yes, whilst insurance coverage could possibly glimpse dull, it’s by no means tedious in the surplus strains sector, and that is where by our pupils at TROY have a tendency to go.”

For the danger management qualified, one of the most important differences amongst the common and surplus traces insurance plan markets is the sum of facts easily obtainable to underwriters to deliver quotations for insurance policies. When the standard insurance business has obtain to vast quantities of anonymized info to automate the method of marketing automobile, property, health and fitness, and everyday living insurance policies, the surplus traces marketplace demands a great deal much more human enter to determine.

“A ton of people really don’t recognize that coverage at this scale will involve so quite a few distinctive get-togethers,” says Dr. Baggett. “I had an intern this summertime who was wanting at the oil industry’s distribution networks. She was performing with engineers and folks who had in-depth expertise about the oil sector. The threat manager’s job is truly to pull all these people jointly and get the info you need to have to figure out a system about how we can deal with the chance.”

Dr. Baggett points out that the accomplishment of the surplus traces industry depends on the encounter of underwriters who move their know-how on to the upcoming generation of underwriters.

“There’s unquestionably an apprenticeship component of underwriting at this amount,” suggests Dr. Baggett. “It’s as a lot an artwork as it is a science, where the capabilities and awareness are handed from generation to era.”

This doesn’t imply that the surplus lines market isn’t embracing new systems.

“Risk modeling, primarily catastrophic threat modeling, is an progressively crucial technological part of possibility management,” claims Dr. Baggett. “It is genuinely neat. You put in an handle, you see a map, and it runs all these simulations that finally inform the underwriter what high quality you require to get on this residence for earthquake, for flood, for wind and other extraordinary temperature activities.”

Ensuring the Not-So-Typical Threats: COVID-19, Possibility Administration and Insurance plan

“Who would have thought we ended up about to get strike by a pandemic that lasts 20 months and counting?” says Dr. Baggett. “Well, a hazard supervisor would have thought about that, and right after they experienced discovered almost everything that could have long gone incorrect in such a situation, they could have figured out how to manage it.”

Dr. Baggett thinks quite a few companies underestimated the threat a pandemic posed to their firms. She describes that there is nothing new about pandemic insurance, but unfortunately, not quite a few men and women procured it.

“Before COVID, I would have explained, ‘No way, it is not worth the expense,’” states Dr. Baggett. “Part of possibility management is you can treat possibility to dying. You can just commit and invest and spend on mitigating, but at the stop of the working day, you are doing work for a organization that is out to make a earnings. So, any insurance policies has to be value the mitigation price.”

A person major event did recognize the benefit of pandemic insurance  — the yearly Wimbledon tennis tournament. Subsequent the outbreak of SARS in 2003, the risk of a world wide pandemic became a major-of-brain concern for the event organizers.

“The All England Lawn Tennis Association, the organizers of Wimbledon, experienced been having to pay about $2 million a year in pandemic insurance policy for the previous 17 many years,” states Dr. Baggett. “ As a final result, they recouped more than $100 million of their losses connected with canceling the match through the coronavirus pandemic. So, is it worth it? It was for Wimbledon due to the fact they can manage it, but it probably would not have been feasible for the common organization.”

When Wimbledon’s “bet” on pandemic insurance coverage paid out off, Dr. Baggett is adamant about retaining length concerning the danger administration and coverage marketplace and gambling.

“Insurance can from time to time be in comparison to gambling by some folks,” states Dr. Baggett. “The argument towards that is that you never financial gain from insurance policy until you are committing fraud. If I’m gambling, I could reduce, I could break even, or I could revenue. If I’m acquiring coverage, it is neutral: I want to stay clear of a decline or split-even — I’m never truly in a better position economically than in advance of I experienced a decline.”

The Worth of Comfortable Expertise in Coverage and Chance Administration

Dr. Baggett highlights a number of unique vocation solutions available to graduates of the threat management and insurance policy system at TROY.

“You can function in income, you can function as an underwriter or as an individual in statements,” suggests Dr. Baggett. “But there are so several other paths you can observe. For example, I lately had a college student who was schooling to run drones for crop coverage. They would just take the drones out and see how much damage experienced been finished to the crops.”

Regardless of the path a graduate chooses, Dr. Baggett is keen to spotlight the worth of comfortable capabilities in the risk administration and insurance policy field, some thing the TROY system, an AACSB-accredited method in the Sorrell Higher education of Business enterprise emphasizes.

“This is a software that places the most top quality on delicate techniques,” suggests Dr. Baggett. “It is great when students are truly sharp academically since that helps us get them wonderful placements. But the marketplace also values learners who are maybe academically regular but have great smooth skills, do the job well in teams, and are curious by character.”

Dr. Baggett describes her more social students as “classic insurance policy brokers and salespeople.”

“This is a task exactly where you will have to be snug with the people aspect of the business,” states Dr. Baggett. “We conclusion up with a whole lot of incredibly social college students, and the sector unquestionably has a house for them.”

Dr. Baggett believes that if a college student possesses the suitable tender competencies, she can educate them anything else they have to have to be successful in the industry.

“I’m self-assured that I could train any really hard-performing college student what they have to have to know about the coverage marketplace,” claims Dr. Baggett. “However, it is substantially more challenging to train somebody to ask questions and to be curious.”

While Dr. Baggett isn’t necessarily hunting for a 4. GPA, she is hunting for a college student who is truly engaged.

“I need them to want to know how points get the job done,” claims Dr. Baggett. “They will need to be inquisitive in the coverage business for the reason that, regardless of in which you match in that subject, you genuinely need to recognize the mother nature of the dangers that you are taking.”

The ROI of Education and learning

Dr. Baggett recognizes that at a time when some parents and learners are questioning the value of larger instruction, the TROY software needs to confirm its return on expense.

“If I were being a mother or father sending a baby to college, I would be inquiring one particular question: ‘Where are they going to have a occupation?’” says Dr. Baggett. “This method can response that dilemma much better than most. Most of our college students are coming to the application straight out of higher college. It normally takes a whole lot of out-of-class notice to get learners to the point the place the sector usually takes discover and invests in them as people today.”

As a new graduate of the chance administration and insurance policy software, Ellie Norton believes her expertise at TROY set her up for her initial occupation as a junior broker.

“Graduating from a chance administration and coverage software served to established me apart from other candidates for my work,” claims Norton. “When you occur from an field-unique software like TROY’s, employers choose notice of the truth that you have, at the bare bare minimum, a typical comprehension of functions in the insurance plan business. Having said that, the TROY plan does not prevent at the bare bare minimum.”

Norton took the skills she learned in the classroom and instantly place them to work. “The two classes that I identified the most handy for what I do specifically are Assets & Casualty, and Surplus Lines,” she states. “The terminology by yourself from individuals classes is the primary rationale that I could recognize the basics of what was heading on when I started my job. I use the terminology and fundamental data from both of those people courses each working day.”

The return on expense in schooling is key for the two parents and students. Being familiar with wherever their degree will choose them is particularly a precedence for a lot of learners who are having to pay for their have education.

“Many of our college students in this article are funding their possess education and learning,” suggests Dr. Baggett. “They may possibly have some money assist or some scholarships, but quite a few do not have obtain to economical support from their dad and mom. It is crucial that we do as a lot as we can to make guaranteed that the pupils are not only getting a superior practical experience even though they are in faculty but that we are also putting them on the path to being monetarily impartial, thriving older people.”

Norton highlights how her professors inspired and mentored her to make the most out of her university experience. She also designed reliable friendships and remained in regular speak to with her cohort soon after graduation.

“Being surrounded by the suitable people today can do miracles for serving to you realize your ambitions,” suggests Norton.

Internships and Networking Possibilities

Dr. Baggett highlights the worth the TROY application locations on internships — at TROY, they are usually the 1st stage to employment.

“Eighty-five p.c of our graduates comprehensive at least a person internship whilst they are listed here,” says Dr. Baggett. “Many of them do a number of internships, and they are all compensated. That usually potential customers to whole-time placement even a year just before they graduate, so we strongly motivate that internship knowledge all over the application.”

Because of to the ongoing talent scarcity, Dr. Baggett has no dilemma positioning pupils with providers.

“My major difficulty ideal now is I have a lot more organizations wanting for students than I have learners looking for firms,” states Dr. Baggett.

Learners are also taught the value of networking in the program.

“I’m having students to Ohio future thirty day period,” says Dr. Baggett. “They have absent to Seattle, to Boston, and all above the put. By way of generous donations of sector partners and alumni, we can include these charges. Our students have a good deal of publicity to building connections very early in the plan, and all those connections also support them obtain internships and jobs.”

Norton observed the job aim of the TROY system to be essential when it came to employment. “Another aspect that I discovered notably handy was the RMI job fair and quite a few networking functions that the school sponsors,” she claims. “Those events are helpful for not only finding employment but also conference people today that will be your friends following graduation.”

Norton advises prospective students in the application to “ask queries and soak up as significantly facts as you can.” She also reinforces the importance of creating your social techniques.

“One of the principal requirements of a broker, and really any person else in the industry, is the capacity to talk with other individuals plainly,” claims Norton. “The classroom is a great placing to hone your conversation expertise before it is vital to use them on the position.”

The Chance Administration Recruitment Crisis

The chance administration industry is not immune to chance by itself. In accordance to Dr. Baggett, the most substantial threat the business is at this time facing is the ongoing recruitment crisis.

“It was believed that there were 400,000 vacant positions in the insurance policy business very last 12 months,” claims Dr. Baggett. “People are delaying retirement to fill the void, but the business is seeing big gaps in their expertise pool.”

This crisis creates major chances for any one intrigued in working in the business.

“Younger pros are advancing so a great deal faster than they at any time would in the earlier,” suggests Dr. Baggett. “We’ve witnessed learners go away this software and in less than 5 a long time advance to the situation of senior underwriters. It utilized to acquire a lot for a longer period to pay your dues and wait around for someone else to retire for these possibilities to open up.”

The talent disaster also forces insurance plan businesses to be considerably a lot more generous in conditions of wage and other added benefits.

“As a youthful expert in the coverage industry, you will find by yourself quite marketable,” states Dr. Baggett. “I’ve experienced lots of graduates start off out at a lot more than $70,000 a year. For any 4-12 months undergraduate program, I assume that’s pretty outstanding. It just goes to demonstrate that the threat management and insurance policies business presents a genuinely entertaining vocation route, with a large amount of upward mobility.”

Study Additional TROY’S application is an AACSB-accredited BSBA and part of the Sorrell College of Small business. To study far more about launching your occupation in the possibility administration and insurance business, take a look at the Bachelor of Science in Enterprise Administration with a focus in Danger Administration and Insurance plan webpage on our web-site.

Risky Business: Risk Management and Insurance

Several things in everyday living — driving a motor vehicle, traveling, acquiring a dwelling, developing crops, starting a business, even choosing in which to dwell — have an element of possibility. And even though not each possibility is insurable, insurance policy merchandise exist to enable mitigate and protect towards uncertainty and the likely for decline, personal injury, or problems from lots of of the typical and not-so-common dangers we acquire as men and women and as corporations. As section of the chance administration method, we routinely get insurance for almost everything from our automobiles and homes to our wellbeing and lives. Beyond the charge of our rates, most of us will never give insurance coverage significantly believed until we discover ourselves in the unlucky situation of owning to make a declare in opposition to a policy. And, when it will come to considering about a career, insurance and the broader risk management business may perhaps appear like a trustworthy, but perhaps tedious, selection. Imagine again.

As a graduate of Troy University’s risk management and insurance plan (RMI) program, Dr. Courtney Baggett, who now works as the program director, was originally captivated to the diploma by the interesting prospects it introduced compared to other business courses. Coverage, she found, is not at all uninteresting.

“I wished to do a little something in business enterprise, but I experienced no notion what,” suggests Dr. Baggett. “What seriously attracted me to chance management have been the alternatives that the plan offered. College students in the plan had been likely to London each individual calendar year, they were attending conferences and occupation fairs all about the United States, they have been acquiring these wonderful internships — and they were being getting paid out truly effectively.”

As a result of these chances, Dr. Baggett soon discovered that the insurance and hazard management sector was so a lot far more than the “standard” automobile, household, and well being insurance policies insurance policies that anyone is familiar with about.

“As an intern, I labored with a lady who was an underwriter on the Entire world Trade Middle when 9/11 took place,” suggests Dr. Baggett. “There had been several firms concerned in insuring the towers, but she was the man or woman who took the decline for her corporation when they were being attacked. I labored with an additional dude who underwrote coal mines. I in no way even realized that you could get insurance policies for anything like that. It swiftly became apparent to me that this was this kind of an appealing and exciting subject, and that you would hardly ever be doing the very same detail each working day.”

What is Chance Administration?

Dr. Baggett describes that risk administration and insurance plan are complex. It starts with being familiar with: What is hazard?

“Risk in our earth just implies uncertainty,” suggests Dr. Baggett. “Risk management is running that uncertainty and hoping to make items more predictable. In its purest form, risk management accomplishes two things. The first step identifies what losses could come about in the party a ‘What if?’ scenario happens. The 2nd action appears at how to handle that chance.”

In accordance to Dr. Baggett, insurance coverage is often the reply to how possibility can be managed.

“Insurance is one particular way to finance danger, but there are a lot of other means to finance hazard,” states Dr. Baggett. “I could use derivatives, I could have ‘hold harmless’ agreements, or I could transfer threat in several unique strategies moreover insurance plan, and sometimes it is more economically feasible to do that. Even so, mainly because of regulation, corporations and men and women are often expected to clearly show that they have insurance plan for unique exposures, so insurance coverage will generally be a pretty large portion of the hazard administration system.”

The Surplus Strains Insurance coverage Current market

The insurance policies sector Dr. Baggett identified herself immersed in all through her internships is named the surplus strains insurance plan market. 

“The surplus strains market insures the hazards the conventional current market is not able to go over,” states Dr. Baggett. “We started out this plan more than 20 a long time in the past and have normally positioned pupils into that surplus strains current market. So of course, although insurance policy may well look uninteresting, it’s under no circumstances uninteresting in the surplus lines industry, and that’s in which our learners at TROY tend to go.”

For the hazard management expert, 1 of the most significant dissimilarities amongst the common and surplus strains insurance policy marketplaces is the quantity of details easily out there to underwriters to offer offers for guidelines. Even though the regular insurance plan marketplace has entry to vast quantities of anonymized facts to automate the system of marketing automobile, home, health and fitness, and lifestyle procedures, the surplus traces sector involves substantially more human input to estimate.

“A good deal of people today don’t recognize that coverage at this scale includes so several unique functions,” suggests Dr. Baggett. “I had an intern this summertime who was looking at the oil industry’s distribution networks. She was functioning with engineers and individuals who experienced detailed information about the oil sector. The possibility manager’s job is actually to pull all those people people collectively and get the information and facts you need to determine out a plan about how we can handle the hazard.”

Dr. Baggett points out that the results of the surplus lines marketplace relies on the encounter of underwriters who move their information on to the upcoming generation of underwriters.

“There’s definitely an apprenticeship component of underwriting at this degree,” states Dr. Baggett. “It’s as a great deal an art as it is a science, wherever the techniques and information are handed from generation to era.”

This doesn’t signify that the surplus traces marketplace is not embracing new technologies.

“Risk modeling, primarily catastrophic danger modeling, is an progressively significant technological component of danger administration,” suggests Dr. Baggett. “It is seriously neat. You place in an handle, you see a map, and it operates all these simulations that in the long run convey to the underwriter what premium you have to have to get on this home for earthquake, for flood, for wind and other extraordinary climate functions.”

Ensuring the Not-So-Frequent Pitfalls: COVID-19, Danger Administration and Insurance policies

“Who would have imagined we were about to get hit by a pandemic that lasts 20 months and counting?” says Dr. Baggett. “Well, a chance supervisor would have thought about that, and following they experienced identified every little thing that could have long gone incorrect in these a scenario, they could have figured out how to control it.”

Dr. Baggett believes a lot of corporations underestimated the threat a pandemic posed to their enterprises. She clarifies that there is very little new about pandemic insurance policies, but sad to say, not several persons procured it.

“Before COVID, I would have said, ‘No way, it is not worth the value,’” claims Dr. Baggett. “Part of threat administration is you can handle threat to loss of life. You can just devote and expend and spend on mitigating, but at the end of the working day, you are doing the job for a company that is out to make a income. So, any insurance policy has to be really worth the mitigation expense.”

A single major party did comprehend the worth of pandemic insurance  — the yearly Wimbledon tennis match. Following the outbreak of SARS in 2003, the risk of a world wide pandemic grew to become a top rated-of-brain worry for the event organizers.

“The All England Garden Tennis Affiliation, the organizers of Wimbledon, experienced been shelling out about $2 million a 12 months in pandemic insurance plan for the very last 17 many years,” claims Dr. Baggett. “ As a outcome, they recouped around $100 million of their losses related with canceling the tournament all through the coronavirus pandemic. So, is it really worth it? It was for Wimbledon for the reason that they can afford it, but it likely wouldn’t have been feasible for the regular business enterprise.”

When Wimbledon’s “bet” on pandemic coverage compensated off, Dr. Baggett is adamant about sustaining distance among the hazard management and coverage field and gambling.

“Insurance can often be when compared to gambling by some people today,” suggests Dr. Baggett. “The argument in opposition to that is that you under no circumstances revenue from insurance policies unless of course you are committing fraud. If I’m gambling, I could lose, I could split even, or I could profit. If I’m getting insurance coverage, it’s neutral: I want to stay away from a decline or crack-even — I’m under no circumstances truly in a better posture financially than prior to I had a loss.”

The Great importance of Tender Competencies in Coverage and Possibility Management

Dr. Baggett highlights many distinctive career options available to graduates of the threat administration and coverage software at TROY.

“You can work in profits, you can function as an underwriter or as anyone in claims,” claims Dr. Baggett. “But there are so numerous other paths you can adhere to. For case in point, I just lately experienced a pupil who was schooling to function drones for crop insurance policy. They would acquire the drones out and see how substantially harm had been completed to the crops.”

Regardless of the route a graduate chooses, Dr. Baggett is keen to spotlight the importance of gentle skills in the chance management and insurance industry, anything the TROY application, an AACSB-accredited system in the Sorrell College of Organization emphasizes.

“This is a application that puts the most premium on comfortable expertise,” suggests Dr. Baggett. “It is wonderful when learners are truly sharp academically because that can help us get them wonderful placements. But the field also values college students who are most likely academically average but have great delicate techniques, work very well in teams, and are curious by character.”

Dr. Baggett describes her far more social students as “classic coverage brokers and salespeople.”

“This is a career where you will have to be relaxed with the persons side of the company,” suggests Dr. Baggett. “We end up with a ton of very social students, and the business surely has a household for them.”

Dr. Baggett thinks that if a student possesses the relevant delicate abilities, she can educate them every little thing else they need to have to do well in the subject.

“I’m self-assured that I could teach any hard-working pupil what they want to know about the coverage business,” claims Dr. Baggett. “However, it is a great deal more difficult to instruct a person to question questions and to be curious.”

While Dr. Baggett isn’t always seeking for a 4. GPA, she is looking for a scholar who is genuinely engaged.

“I require them to want to know how items function,” states Dr. Baggett. “They need to have to be inquisitive in the insurance coverage field mainly because, irrespective of where by you fit in that field, you seriously require to comprehend the mother nature of the pitfalls that you are using.”

The ROI of Instruction

Dr. Baggett acknowledges that at a time when some mothers and fathers and college students are questioning the benefit of higher schooling, the TROY system demands to show its return on investment.

“If I were being a guardian sending a boy or girl to faculty, I would be asking 1 issue: ‘Where are they going to have a work?’” states Dr. Baggett. “This system can respond to that problem greater than most. Most of our students are coming to the method straight out of significant university. It takes a good deal of out-of-class consideration to get learners to the issue exactly where the market normally takes discover and invests in them as individuals.”

As a new graduate of the threat management and insurance policy software, Ellie Norton believes her encounter at TROY set her up for her initially occupation as a junior broker.

“Graduating from a hazard administration and insurance plan software aided to established me aside from other candidates for my job,” states Norton. “When you come from an industry-specific method like TROY’s, employers acquire note of the point that you have, at the bare least, a normal comprehending of functions inside of the coverage business. Having said that, the TROY system does not cease at the bare bare minimum.”

Norton took the competencies she realized in the classroom and directly put them to perform. “The two classes that I found the most beneficial for what I do exclusively are House & Casualty, and Surplus Lines,” she says. “The terminology on your own from these courses is the primary reason that I could realize the fundamental principles of what was going on when I begun my occupation. I use the terminology and essential data from both of people lessons each day.”

The return on investment in training is critical for both moms and dads and college students. Knowing exactly where their degree will get them is particularly a precedence for a lot of students who are paying for their personal training.

“Many of our pupils right here are funding their have schooling,” claims Dr. Baggett. “They may perhaps have some fiscal assist or some scholarships, but lots of do not have accessibility to economic guidance from their mom and dad. It’s vital that we do as a lot as we can to make guaranteed that the learners are not only having a great experience whilst they are in college but that we are also putting them on the path to currently being monetarily impartial, successful older people.”

Norton highlights how her professors encouraged and mentored her to make the most out of her higher education experience. She also developed stable friendships and remained in common speak to with her cohort soon after graduation.

“Being surrounded by the appropriate men and women can do wonders for encouraging you attain your targets,” suggests Norton.

Internships and Networking Prospects

Dr. Baggett highlights the value the TROY program areas on internships — at TROY, they are often the very first step to work.

“Eighty-5 percent of our graduates full at minimum just one internship whilst they are right here,” suggests Dr. Baggett. “Many of them do many internships, and they are all paid out. That often potential customers to complete-time placement even a calendar year before they graduate, so we strongly encourage that internship experience in the course of the plan.”

Thanks to the ongoing expertise lack, Dr. Baggett has no trouble inserting students with providers.

“My most significant challenge suitable now is I have a lot more corporations searching for pupils than I have pupils in search of companies,” says Dr. Baggett.

Pupils are also taught the benefit of networking in the application.

“I’m taking students to Ohio future thirty day period,” says Dr. Baggett. “They have long gone to Seattle, to Boston, and all around the put. Through generous donations of marketplace partners and alumni, we can cover these charges. Our pupils have a whole lot of publicity to earning connections very early in the program, and all those connections also enable them uncover internships and positions.”

Norton identified the vocation focus of the TROY software to be important when it came to work. “Another factor that I located particularly valuable was the RMI vocation good and quite a few networking functions that the university sponsors,” she suggests. “Those functions are handy for not only obtaining work but also assembly folks that will be your peers right after graduation.”

Norton advises future college students in the method to “ask issues and soak up as a lot information and facts as you can.” She also reinforces the value of producing your social competencies.

“One of the primary needs of a broker, and actually any individual else in the business, is the ability to talk with other individuals evidently,” says Norton. “The classroom is a fantastic setting to hone your interaction skills in advance of it is necessary to use them on the task.”

The Danger Management Recruitment Disaster

The risk management marketplace is not immune to risk by itself. In accordance to Dr. Baggett, the most major danger the business is at present experiencing is the ongoing recruitment disaster.

“It was estimated that there ended up 400,000 vacant positions in the coverage sector past yr,” claims Dr. Baggett. “People are delaying retirement to fill the void, but the sector is seeing huge gaps in their talent pool.”

This disaster generates significant alternatives for any one intrigued in doing work in the market.

“Younger gurus are advancing so much quicker than they ever would in the earlier,” claims Dr. Baggett. “We’ve viewed pupils depart this system and in considerably less than 5 decades progress to the placement of senior underwriters. It employed to choose a large amount longer to pay your dues and wait around for anyone else to retire for these prospects to open up up.”

The talent disaster also forces insurance policy corporations to be significantly extra generous in terms of salary and other advantages.

“As a younger expert in the insurance plan marketplace, you are going to locate you quite marketable,” suggests Dr. Baggett. “I’ve experienced quite a few graduates start off out at more than $70,000 a 12 months. For any 4-12 months undergraduate system, I consider that is extremely extraordinary. It just goes to show that the hazard administration and insurance plan field offers a truly pleasurable career path, with a good deal of upward mobility.”

Master Additional TROY’S method is an AACSB-accredited BSBA and aspect of the Sorrell College of Enterprise. To learn much more about launching your vocation in the risk management and insurance policy business, go to the Bachelor of Science in Business Administration with a focus in Risk Management and Insurance web site on our web-site.

COVID-19 lockdowns ‘deepened social inequality’

COVID-19 lockdowns ‘deepened social inequality’
A COVID-19 vaccination centre sign stands at St Thomas' hospital opposite Westminster on September 13, 2021 in London, United KingdomShare on Pinterest
A COVID-19 vaccination center sign stands at St Thomas’ Hospital opposite Westminster on September 13, 2021, in London, United Kingdom. Dan Kitwood/Getty Images
  • Lockdown measures resulting from the COVID-19 pandemic have changed people’s lives.
  • Different social groups felt these changes disproportionately.
  • Future research is necessary to determine if, how, and why these social inequalities continue to persist.

The United Kingdom officially announced its first lockdown due to the COVID-19 pandemic on March 23, 2020. Two more national lockdowns occurred in the months that followed, Home Decoration.

The lockdowns resulted in unprecedented changes to people’s lives, but not all these changes ended when the lockdowns were over.

A recent study, which appears in the open-access journal PLOS ONE, explores the longer-term impacts of COVID-19 on various dimensions of different social groups.

Stay informed with live updates on the current COVID-19 outbreak and visit our coronavirus hub for more advice on prevention and treatment.

Researchers at the University of Oxford, U.K., used data from the first eight waves of the U.K. Household Longitudinal Survey on COVID-19 — from March 2020 to March 2021. They also used data from the main survey of two waves before the pandemic — from 2017 to 2019.

The panel survey covers a representative sample of 51,000 adults from approximately 40,000 households. The researchers reached out to individuals aged 20–65 years who participated in the main study to ask them to join the COVID-19 supplementary study. This required monthly online reporting from April 2020. In May 2020, the researchers added the option to report by telephone.

In total, nearly 16,000 individuals responded, representing a 42{cfdf3f5372635aeb15fd3e2aecc7cb5d7150695e02bd72e0a44f1581164ad809} response rate.

The authors reviewed the impact of COVID-19 and COVID-19-induced measures as the surveyed population reported.

The researchers were especially interested in how income, their use of time, and their well-being changed throughout different stages of the pandemic. In addition, they wanted to determine if these factors varied based on the sex, ethnicity, and education level of those surveyed.

Many of the measures officials implemented to contain the spread of COVID-19 involved reducing physical contact between people. As a result, the first wave of lockdowns impacted global social behavior immediately.

For example, business closures and remote work altered working patterns. Countries that introduced lockdown measures, such as the U.K., Australia, and the United States, immediately recorded reductions in work earnings.

Studies conducted following the first U.K. lockdown indicated that women and parents experienced a more negative influence on their subjective well-being than that of other social groups. Black, Asian, and minority ethnic immigrants were also more likely to have experienced economic hardship.

“So often, we focus just on cases and hospitalization, ICU usage, and mortality numbers, but it’s important to also look at the social impacts,” said Richard M. Carpiano, Ph.D., in an interview with Medical News Today.

Carpiano is a public and population health scientist and a medical sociologist. “A pandemic is very much a sociological phenomenon as much as it is the spread of a virus.”

As more lockdowns occurred, people’s health and overall feeling of well-being changed, not only because of the possibility or actuality of contracting SARS-CoV-2 but also because of related worry and stress.

The study showed that at the start of the pandemic, individuals who worked experienced a reduction in average earnings and the hours they worked per week. In addition, there was an increase in distress levels.

Data indicates that the mental health of most U.K. adults returned to pre-pandemic levels after the first lockdown, but that was not true for everyone.

Another study that appears in The Lancet supports this observation. It showed that 1 in 9 people did not experience an improvement in their mental health once the first lockdown lifted.

These lingering lockdown effects differed across the sexes, ethnicities, and between degree and nondegree holders. For example, during the first lockdown, the decline in pay was smaller for female than for male workers, possibly because of a higher proportion of women working in key sectors. Later, however, paid work time for men recovered faster than that for women.

Initially, the subjective well-being experienced by women suffered more than that of men. Then, as women’s subjective well-being began to recover, men’s distress levels began to rise.

Regarding earnings, Black, Asian, and marginalized ethnic people were more negatively affected than white individuals. This earnings gap persisted after easing lockdown restrictions.

The researchers conclude that the long-lasting pandemic and related restrictions have produced persistent negative consequences for earnings, work patterns, and subjective well-being.

Author Muzhi Zhou spoke with MNT about the study:

“Some changes in social inequality seem to disappear once lockdown measures are lifted, while other changes remain persistent throughout the whole year. It is worrying to see that the deepened social inequality could be long term for certain social groups.”

The study concludes by noting, “The negative impacts of the spread of COVID-19 and its related measures vary not only in their extent but also in their speed among different social groups.”

The authors suggest further research to understand the factors that have driven and exacerbated these social inequalities. To stress their point, they quote poet Damian Barr: “We are in the same storm, but we are not all in the same boat.”

Speaking about future research, Zhou told MNT: “I think that given the richness of this continuing dataset and the growing number of people contracting [SARS-CoV-2], it is time to examine whether positive and negative COVID-19 test results have different impacts on people of different social groups. Moreover, whether people respond and behave differently after they have taken the vaccine is another very interesting topic.”

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